AandhiPe Mobile

Secured by the ICBA Framework

Every merchant deserves to go digital.
Without the complexity.

AandhiPe Mobile is a biometric-secured SuperApp built on the BNPRS ICBA Framework. For consumers - pay, invest, and manage finances. For mini and medium merchants - a full commerce platform with instant onboarding, digital storefronts, and zero-fraud payments. No OTPs, no PINs - just your identity.

One app, two sides

Built for everyone in the ecosystem

For Consumers

Your identity is your password. Pay, invest, and manage finances - all secured by biometrics verified directly by your bank.

  • Payments, bill pay, recharges and financial services
  • No OTPs, no PINs - face-based authentication
  • Offline-capable biometric verification via Pass
  • Works with all banks - zero ecosystem lock-in

For Merchants

From kirana stores to growing businesses - get a full digital storefront, accept payments, manage inventory, and reach more customers.

  • Instant onboarding - go live in under 3 minutes
  • Digital storefront with discovery, orders and inventory
  • Accept QR and biometric-secured payments
  • Open network compatible - visible across buyer apps
Simple onboarding

Go digital in 3 steps

01

Download and register

Download AandhiPe Mobile, enter your phone number, and verify your identity with a quick biometric scan. That is your account - secured from day one.

02

Set up your store

Add your business details, upload your catalog, set pricing, and configure your digital storefront. Your store becomes discoverable across the open network.

03

Start selling

Accept payments via QR or biometric auth. Manage orders, track inventory, and grow your business - all from your phone.

Merchant platform

Everything a merchant needs

Whether you are a neighborhood kirana store or a growing multi-outlet business, AandhiPe Mobile gives you the tools to compete in the digital economy.

Discovery and visibility

Your store appears across multiple buyer applications on the open network. Customers find you without you spending on advertising.

Order management

Receive, confirm, and fulfill orders from a single dashboard. Real-time notifications keep you on top of every transaction.

Catalog and inventory

Upload products, set prices, manage stock levels. Your digital catalog stays in sync with your physical store automatically.

Instant settlements

Receive payments directly to your bank account. No delays, no holdbacks - money flows as fast as the transaction itself.

Business analytics

Track sales trends, peak hours, top products, and customer patterns. Make data-driven decisions to grow your business.

Customer engagement

Build customer loyalty with personalized offers, repeat-order suggestions, and direct communication - all within the app.

Why AandhiPe

Built different. Built better.

Zero setup cost

No hardware to buy, no installation fee, no monthly minimum. Download the app and start.

Zero fraud risk

Biometrics are verified by the bank itself. There is no OTP to intercept and no PIN to steal.

Zero technical skill

If you can use a phone, you can run your storefront. Onboarding takes under three minutes.

Zero lock-in

Open network compatible and bank agnostic. Your customers and your catalog stay yours.

For every merchant

Your business size does not matter

AandhiPe Mobile scales with you - from a single-person shop to a multi-outlet operation.

Mini merchants

Street vendors, kirana stores, tea stalls, local service providers - anyone selling goods or services.

  • QR-based payment acceptance
  • Simple product listing
  • Instant bank settlements
  • Works on any smartphone

Medium merchants

Restaurants, retail shops, grocery chains, salons - businesses with staff, inventory, and regular customers.

  • Full digital storefront
  • Inventory and order management
  • Multi-staff access
  • Business analytics dashboard

Growing businesses

Multi-outlet chains, franchise operators, D2C brands - businesses ready to scale across the open network.

  • Multi-location management
  • Cross-app customer reach
  • Advanced analytics and reporting
  • API integrations

Security you can trust

Built on enterprise-grade infrastructure, secured by biometrics at every layer.

ICBA secured

Bank-verified biometrics

End-to-end encrypted

Data encrypted in transit and at rest

Offline capable

Pass offline verification

Get started

Ready to transform your business?

Talk to the AandhiPe team about onboarding your business, or about integrating AandhiPe into your own platform.